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net branch » Opportunity » South Dakota

Mortgage Net Branch South Dakota

If South Dakota doesn't allow mortgage net branches, how can I get ahead in the mortgage business in that state?

You don't need to think that just because South Dakota doesn't allow mortgage net branches that there is nothing else in the mortgage field available in that state. As long as you hold a mortgage broker license in the state you can work in any part of the mortgage field.

It is true that the mortgage net branch field is one part of the mortgage field and does offer some advantages. It allows you to work in a semi-autonomous environment, and, if you're the owner or branch manager, it does give you a lot of control, just as if you were operating any other business. But, if a state does not allow it, you will simply have to use your talents and expertise elsewhere.

For example, you can go to work for any mortgage company in the state that has openings. As a licensed mortgage broker, you will either be able to carry out the mortgage loan process from origination to completion or you may work on one particular aspect of the process, depending on how the mortgage company you work for operates.

If your company assigns mortgage brokers to certain aspects of the process, you may find yourself working on the loan origination, which includes receiving, reviewing, and approving the initial mortgage application, then providing the applicants with an estimate of the interest rates on the South Dakota home they are trying to purchase. This is basically what a South Dakota mortgage net branch would do, so when you consider it this way, you're really not "missing out" on anything.

 

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